I continue to beat the debt collectors on third party credit card cases and on occasion, they end up paying us instead for violating the Fair Debt Collection Practices Act. I have yet to lose one of these cases.

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Most business owners recognize the value in setting up their business as a corporation or limited liability company. The main value of either form of entity is the potential protection from personal liability for the debts and liabilities of the company. This can be a huge advantage. Along with adequate insurance, this is the obvious and easiest way to limit your personal liability as a business owner.

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-Have you been sued (or threatened with suit) for an old credit card debt? -Have you been sued by someone other than the original creditor? -Sued by some company with an odd sounding name like AIS Services, CACH, Credigy, Commonwealth, Dodeka or Unifund? -Is the debt past the statute of limitations? -Did you already pay off or settle the debt and still they are suing you? -Are they harassing you? I have helped a lot of people with these cases. The usual outcome is that I get the case dismissed. Sometimes I can even recover your attorney's fees and damages.

Continue reading "Facts about credit card lawsuits" »

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Trademarks and domain names are not the same thing!  Having one does not mean you can have the other....

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Another victory against the credit card lawyers....

Continue reading "Old Credit Cards and Statute of Limitations, Part 2" »

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Sued for old credit card debt?

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The dive community expects a diver to aid or rescue his buddy if it can be done without unreasonably risking the diver's own safety, but is this a legal duty?...

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Every diver has signed them, and every instructor, dive shop and dive boat requires them.  But are scuba diving releases really enforceable in Texas?...

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Should a small business person be concerned about an arbitration provision in a contract?  Answer: yes!...

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